These three words get used together so often they can start to sound like a formality. Each one actually protects you differently, and it's worth understanding what each covers.
The business is legally registered to operate in your state and municipality.
General Liability covers property damage and third-party injury, with standard coverage of $1M–$2M per occurrence (larger facilities may want $2M+). Workers' Compensation covers an injured cleaning employee's medical costs and lost wages — without it, you could be held liable.
A surety or janitorial bond protects against employee theft, usually in the range of $10,000–$25,000 per employee.
Always request a certificate of insurance (COI) listing the insurer, policy numbers, coverage types, and expiration date, and ask to be named as an additional insured. You can review our own coverage details on our insured and bonded page.
Ready for a written quote? Request a Written Quote — we respond by the next business day.